Real Estate Daily Blog

Before a lender can process a loan, the institution will need to verify your employment with a verification of employment form. Besides that, the lender will also need the following paperwork:

Current pay slips. The last two pay slips will be enough. Don’t hand out the origianls though; make copies.

W2s. This is the wage and tax statement given out by your employer for the calendar year. This is the form you also attach to your tax returns.

Bank statements. Your lender might want two or three months’ worth of bank statements. Make a copy from each bank and include all pages of the bank statement.

Federal tax returns. If you haven’t filed your tax return for the year, look for the last two years’ tax returns. Include all schedules and make sure all the tax returns have your signature.

Asset statements. If you own any mutual funds, bonds, or stocks, make a copy of each statement. Although lenders prefer hard copies over the ones you can get online, the online ones will do if that’s the way you receive your statements.