August 3rd, 2013
Planning to invest on a real estate but don’t have money? Worry no more! Yes, we can deny that the easy and fast way to get into the real estate market is by having cash for a down payment, its true…but it’s not the only option. Listed below are the two of best ways you can invest in a real estate even if you have little money and bad credit.
Your first option is to borrow money. You can find a lender who will allow you to take out a loan in low interest rate or ask friends, family members or business partners if they can help you have the start-up money you need for investing. Just make sure you pay back them as soon as a profit is made. Second, you can rent on the property and purchase it sooner when you have enough money to buy. Depending on lease agreement, your payments would (at least in part) be credited toward the purchase price.
Sure, there are plenty more ways you can do, such as joining a real estate investors club, taking over mortgage payments in exchange for the deed, paying through bartering other piece of property or a specialized skill you have, bringing in a partner provide the funding while allowing you to do the managing, it just takes some negotiating and research.
June 27th, 2013
There are so many things to consider when buying or selling a house. It can truly make your head spin. But if you are not yet in that place where you are ready to ask for some marketing tips or ready to get down to number crunching, then there are some things you can do to make sure the house you own now stays in tip top shape.
Take a look at your place and try to remember when the last time was that you redecorated. If it’s been about three years, there are some things you can do to spruce the place up and add value at the same time. If you like paint, getting new exterior and interior paint can make your place look brand new for at least the next couple of years. Look at windows and doors, repaint and replace fixtures or locks and bolts. Surprisingly, these two activities go a long way in the value adding of a home.
May 30th, 2013
Investing can be a nerve wracking thing. To be honest, anything that has to do with putting money elsewhere is nerve wracking. Even if we are slowly starting to rise out of the pits of economic hell, most people are still very careful about where they spend their money. So if property investment is something you are looking at, here are some basics to know before dropping your dollars.
Go where price and demand dictate. Look at the area you are considering and there will surely be some tell tale signs that this is a good place to invest. If taxes are lower, if school ratings are high or climbing are just two basic points you can easily find out. Additionally, look at the outskirt. If the properties in the suburbs are lower, then this will likely rise as demand will likely rise. Simple points like this can help anyone decide when looking at properly for investment.
April 23rd, 2013
So you have decided that condo living is for you. You have made arrangements to purchases your perfect unit. It is just the right size for you and your family. There is enough room for living and storage and you are really happy with your purchase. But there is one thing you want to do that you aren’t sure if you can in a condominium and this is to have a garden.
A loot of people think it is impossible to have a garden in a condominium. Developers argue that the reason why a lot of developments save a lot of area for greens is to make up for the fact that units cannot have gardens. But you can have your own mini-garden nevertheless. Choose the plants you want, 3-4 depending on the size of your balco0ny or window sill and get sturdy clay pots and a solid hanging structure and you are on your way. Yes, it isn’t a lawn, but you can have a veggie patch or a flower patch even in a condo.
February 24th, 2013
February can mean a host of things for different people. It cannot be denied that Valentine’s Day has cut across borders and has invaded many a country for quite some time now. You will see celebrations on small and large scales in most places of the world. Now, if you are trying to sell your house and find that you have some prospective buyers lined up for the month of February, you can actually make the Valentines holiday work in your favor.
Try to change the ambiance of your home to reflect the feeling of the month. A vase or two of colorful, pretty flowers here and there, a set of tasteful and mildly scented candles bringing in a safe corner, maybe a photo or two of you and your partner can all go a long way in presenting a story to buyers. This story may be the thing that convinces someone that your house can be their happy home. So, work the month to your advantage and you might just close that sale.
January 14th, 2013
So you are done with the Christmas Holiday rush and stresses. You’ve paid off all the bills that came with holiday purchases and you are eager to get back on selling track at the beginning of the year. If you are one of those who wants to complete a sale of a house as soon as possible and is looking to strike it big at the beginning of the year, then you may be on the right track.
While some people think that the winter months are the wrong months to hope for any home sale, others say the opposite. Low interest rates and higher numbers of interested buyers during these months have pushed sale numbers up. This, Coupled with a broker or a seller’s desire to close on a sale during the cold months, make the possibility of seeing a home sale in January is higher than normally expected.
December 31st, 2012
Buying a house is a big deal, especially in these days. So, if you want to make the most out of your down payment budget, is there a good time in the year to buy a house? Some say there isn’t but others quote the end of the year as being a good time to make a purchase. Why is this?
The end of the year is usually a time when businesses want to close the books on the year’s products and this is no different for home sellers. Home sellers are sometimes more amenable to negotiations, more flexible with costing because of the desire to make quotas and to close sales on certain houses. For independent sellers, the idea of selling their house and completing this activity by the end of the year is a main factor in entertaining buyers and perhaps listening more to deals in order to close a sale.
December 25th, 2012
The last thing you want is for your hard-earned money to go to a house that’s in total disarray. That’s why it’s important for you to hire your own professional home inspector to go through the house’s structure and identify any major defects or potential problems. Even though the seller intends to make these repairs before handing over the house to you, at least you will be aware of any problems that may arise. Chances are, the seller will want the inspection to be done as quickly as possible so the rest of the purchase can move forward. Once the inspection is done, give yourself enough time to review the report. If you find it unsatisfactory, you can use this to negotiate with the seller about what repairs should be done and who will pay for them.
November 13th, 2012
Taking care of your house or condominium is one huge part of the overall maintenance of your asset and one great way to raise the value of your property. It would perhaps surprise you to know that this is not such a hard thing to do. Simple steps done regularly will go a long way towards maintaining your house or condominium.
Schedules are very important to maintain anything. Create a bunch of them for your home. Create a schedule where you do an all-over cleaning. You can do this monthly, by yourself, or your can do it quarterly and hire a professional. This cleaning will involve moving things around, throwing things out, or even holding a garage sale to dispose of things you don’t need but still have value. Create a schedule where you fix things like pipes, gutters, window frames, and the like.
Remember that, although it is tiring, regular cleaning and fixing will keep your house in tip-top shape and will keep your property valuable.
October 29th, 2012
If you are concerned about the planet and want to contribute positively to its preservation, there are ways to do this in your home.
If you can manage it, change your old appliances for the newer, energy-efficient models. It might cost you at the beginning but the energy consumption savings plus helping the planet in the long run more than make up for the initial costs. Another way to save energy is to monitor your home’s temperature both during cold and hot times of the year. Switch of lights and other appliances, even the standby ones, when not in use and replace old bulbs for energy-efficient ones.
Save water. Use the half flush portion for your toilet. Use a broom instead of a pressure hose to clean. Turn off the tap when brushing your teeth or washing your dishes. And when cleaning, avoid toxic cleaners and detergents and opt for the Eco-friendly varieties readily available.
Simple lifestyle changes can go a long way in helping keep our planet alive and green.