August 28th, 2015

Real Estate Investor Business Plan for Beginners Part II


After you�ve drafter your real estate investor business plan and now that you�re aware of the mortgage rates and various terms, you have to exert effort in getting yourself prequalified for financing before you start with your search. This is important especially if the property that you�re eyeing has a lot of prospective buyers that you have to act real fast in order to get it and be the winner. This can also keep the seller confident that you are really serious in owning the property and you�re not playing around. You have to be sure on what type of property you want so you won�t regret it at the end of the day.

August 21st, 2015

The Second Month of the Year

February can mean a host of things for different people. It cannot be denied that Valentine’s Day has cut across borders and has invaded many a country for quite some time now. You will see celebrations on small and large scales in most places of the world. Now, if you are trying to sell your house and find that you have some prospective buyers lined up for the month of February, you can actually make the Valentines holiday work in your favor.

Try to change the ambiance of your home to reflect the feeling of the month. A vase or two of colorful, pretty flowers here and there, a set of tasteful and mildly scented candles bringing in a safe corner, maybe a photo or two of you and your partner can all go a long way in presenting a story to buyers. This story may be the thing that convinces someone that your house can be their happy home. So, work the month to your advantage and you might just close that sale.

August 14th, 2015

Estate Planning Checkup for Your Parents (Part 1 of 2)


Usually, our parents think that everything’s well taken care of. Estate planning has been done years ago and some documents are full of dust now because it’s been years since they looked at it. In reality, this is not a good sign. Parents must not be relaxed or steady when it comes to this things.

To be able to avoid complications, you must review legal titles to all assets with them. More often that not, a title to a family home and other assets are not properly titled and this means that the planning goals of the family is not accomplished. This also includes the beneficiary designations on retirement and life insurance.

August 7th, 2015

Are There Times of the Year for House Buying?

Buying a house is a big deal, especially in these days. So, if you want to make the most out of your down payment budget, is there a good time in the year to buy a house? Some say there isn’t but others quote the end of the year as being a good time to make a purchase. Why is this?


The end of the year is usually a time when businesses want to close the books on the year’s products and this is no different for home sellers. Home sellers are sometimes more amenable to negotiations, more flexible with costing because of the desire to make quotas and to close sales on certain houses. For independent sellers, the idea of selling their house and completing this activity by the end of the year is a main factor in entertaining buyers and perhaps listening more to deals in order to close a sale.

July 31st, 2015

Some Investing Basics

Investing can be a nerve wracking thing. To be honest, anything that has to do with putting money elsewhere is nerve wracking. Even if we are slowly starting to rise out of the pits of economic hell, most people are still very careful about where they spend their money. So if property investment is something you are looking at, here are some basics to know before dropping your dollars.


Go where price and demand dictate. Look at the area you are considering and there will surely be some tell tale signs that this is a good place to invest. If taxes are lower, if school ratings are high or climbing are just two basic points you can easily find out. Additionally, look at the outskirt. If the properties in the suburbs are lower, then this will likely rise as demand will likely rise. Simple points like this can help anyone decide when looking at properly for investment.

July 24th, 2015

Make Your Listing Grab Attention

Most real estate listings are informative but boring, and it’s the boring factor that keeps the house from selling. This happens because most people let their real estate broker do the listing, which only communicates with other brokers but not prospective buyers.

Take charge of your listing instead so it can grab attention. You can do this by making sure you have great pictures – and even if you don’t have great pictures to begin with, you can always use Photoshop to bring out the property’s excellent features. If your lawn is dead, use the paintbrush to color it green. If it’s a cloudy day, wait for blue skies before photographing your house. When a buyer scans the listing with the agent, you only have two seconds to grab his or her attention. Making a lasting impression is a must if you want to invite a viewing.

July 17th, 2015

Home Inspection


The last thing you want is for your hard-earned money to go to a house that’s in total disarray. That’s why it’s important for you to hire your own professional home inspector to go through the house’s structure and identify any major defects or potential problems. Even though the seller intends to make these repairs before handing over the house to you, at least you will be aware of any problems that may arise. Chances are, the seller will want the inspection to be done as quickly as possible so the rest of the purchase can move forward. Once the inspection is done, give yourself enough time to review the report. If you find it unsatisfactory, you can use this to negotiate with the seller about what repairs should be done and who will pay for them.

July 10th, 2015

Selling Your Home With Pets

You might love your dog, but your potentail buyer may not be so impressed.  Whether its because of allergies or simply not being a dog person, many buyers get turned off by homes with pets.  Here’s how you can show your house to buyers without having a rough time.

Find an alternate location where you can keep your pet, like a neighbor’s house or a family member’s.  If you are unable to temporarily relocate your dog, put him or her in a pet carrier when you have buyers looking through the house.  Your dog should not stay in such a small space for more than two hours, but this will give buyers more than enough time to look through the house and ask any questions.

If your house has some pet odors or carpet stains, hire a professional cleaner to remove them.  Buyers will immediately smell the odor of an animal and form an unfavorable early opinion.

July 2nd, 2015

Investing With No Money


Planning to invest on a real estate but don’t have money? Worry no more! Yes, we can deny that the easy and fast way to get into the real estate market is by having cash for a down payment, its true…but it’s not the only option. Listed below are the two of best ways you can invest in a real estate even if you have little money and bad credit.

Your first option is to borrow money. You can find a lender who will allow you to take out a loan in low interest rate or ask friends, family members or business partners if they can help you have the start-up money you need for investing. Just make sure you pay back them as soon as a profit is made. Second, you can rent on the property and purchase it sooner when you have enough money to buy. Depending on lease agreement, your payments would (at least in part) be credited toward the purchase price.

Sure, there are plenty more ways you can do, such as joining a real estate investors club, taking over mortgage payments in exchange for the deed, paying through bartering other piece of property or a specialized skill you have, bringing in a partner provide the funding while allowing you to do the managing, it just takes some negotiating and research.

June 25th, 2015

Flood Insurance

Regardless of where you’re located in the US – even if it’s in a desert, by a river, or in the Midwestern plains – your home is at risk for flooding. Floods can happen to anybody at any place because of rising river water, flash floods, or rapid snow melt. Even if you think that a flood in your area is highly unlikely, you should consider getting a flood insurance policy. It’s fairly inexpensive, particularly in high-risk flood areas since the policy will be backed up by a federally insured mortgage. If your community is a participant, you can get flood insurance from an agent via the National Flood Insurance Program. Remember that flood insurance is easily transferable; you can assign your existing flood insurance policy to a buyer.